Motorcycle Accidents

Commuting to work on a motorcycle or exploring the Jersey shore on a weekend bike trip can lead to catastrophic injuries when you have to share the road with inattentive drivers. A motorcycle accident will tend to result in more serious injuries than a regular car or auto accident because there is far less on the typical bike to protect the rider. If a motorcycle hits a large pothole or other defect in a roadway or riding surface, the rider is more likely to lose control of the motorcycle and wind up in a serious motorcycle accident.

All automobiles in New Jersey are required to have insurance to cover injuries and other loss in the event of an accident. The same is true of motorcycles in the Garden State. The State of New Jersey requires motorcycle owners/operators to have insurance policies with mandatory minimum limits to protect both the riders and others in the unlikely event of an accident.

Unlike the personal injury protection (“PIP”) benefits contained in automobile insurance policies, motorcycle insurance policies do not provide for the payment of medical bills for the owner/operator and or passenger of the motorcycle involved in an accident.